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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 201-819-8958.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Welcome! Here You Can Find Great Information on all Bergen County New Jersey Real Estate  Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about not only the Tenafly real estate market but also what's happening within all of Bergen County on this site. Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me and my team with confidence! I guarantee your privacy will be respected. I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. Together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Bergen County real estate agent, I have the experience and track record you are looking for. I have a strong resume of Real Estate transactions along the Northeast Corridor as well as extensive knowledge of the surrounding areas. My team and I specialize in Bergen County Real Estate in towns such as: Tenafly, Cresskill, Closter, Demarest, Alpine, Englewood, Haworth, Harrington Park, Oradell, Old Tappan and Saddle River, just to name a few. Feel secure in my abilities to help meet the real estate needs of you and your family, let me help you. - Jerry O'Brien  
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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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| Q |
What is the largest city square in the world?
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| A |
Located in Beijing, China, Tianamen Square, called the "Gate of Heavenly Peace", covers 98 acres. |
See More Real Estate Trivia > |
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